Make your money last until payday.
Your bank balance doesn’t tell the whole story. Zalt shows what’s left for everyday spending after upcoming bills and money you want to keep aside.
See how Zalt works
No bank connection. No loan offers. Works offline.
A clearer picture in three steps.
Start with your current balance and next payday. Use the money you have today; expected pay stays separate until it arrives.
- Money available now
- AUD 1,200
- Kept aside for upcoming bills
- AUD 650
- Money you want to keep aside
- AUD 200
- Left for everyday spending
- AUD 350
10 days until payday
Based on the balance and commitments you enter. Zalt helps you plan; it doesn’t move your money.
Daily spending guide
AUD 35Give today’s spending a little direction.
Groceries, a coffee, the trip home. A daily guide gives you a reference for the everyday decisions between paydays. Check your plan as your balance or bills change.
Missed a few days? Carry on.
Life gets busy. You don’t need to reconstruct every purchase to pick up your plan again. Update your current balance and Zalt works from where you are now.
Update your balance
A fresh starting point. Your bills stay in your plan.
Your money is personal. Your plan stays that way.
No bank login and no Zalt account. Optional encrypted copies go to your chosen storage provider. Zalt receives neither your plan nor your recovery code. CSV exports are unencrypted files you choose to save. Automatic cloud backup is not connected. The Activity screen may show sponsored offers loaded from zalt.fyi; that request only says which country's offer list to load, never your area, balances or anything else from your plan.
Privacy Policy
A little more clarity. All the way to payday.
Zalt is coming to iPhone and Android. Start with your balance, your payday and your bills.